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msap24 Newbie

Posts: 1 Joined: 15 Jul 2008
Karma: 0 Trade Record: 0
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Posted: Tue Jul 15, 2008 5:07 pm Post subject: Use of Pre Paid Credit Cards |
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| hey i'm new to the site and was just wondering if you could use prepaid credit cards and if so which ones like visa or mastercard? |
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tylerc CG's neighbor, lol Donator

Age: 20 Gender:  Posts: 9956 Joined: 14 Sep 2005 Location: Indiana University
Karma: 195 Trade Record: 62
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Posted: Tue Jul 15, 2008 5:13 pm Post subject: |
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| If you have enough to cover the monthly payments of offers, then I don't see it being a problem, but a lot of people/sites consider it fraud. |
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puppeteer Addict

Age: 28 Gender:  Posts: 955 Joined: 10 May 2007
Karma: 70 Trade Record: 201
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Posted: Thu Jul 17, 2008 12:42 pm Post subject: |
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| It's fraud period. Giftcards and Prepaids. |
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JennyWren Super Cheap

Gender:  Posts: 1030 Joined: 16 Mar 2006
Karma: 51 Trade Record: 3
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Posted: Thu Jul 17, 2008 3:14 pm Post subject: |
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| As far as I know, they are banned on most freebie sites. |
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namelessx667 Newbie

Posts: 32 Joined: 26 Dec 2006
Karma: 1 Trade Record: 10
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Posted: Sat Jul 19, 2008 11:48 pm Post subject: |
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What about using paypal's debit card or the virtual paypal card?
It seems like it shouldn't be a problem, because it works just like a regular debit card, and is funded by both paypal funds and backed up by the bank account connected to the paypal account also.
But does anyone know for sure? |
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TravMan162 Wanna-Be Moderator

Age: 23 Gender:  Posts: 1886 Joined: 20 Nov 2007
Karma: 100 Trade Record: 27
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Posted: Sun Jul 20, 2008 6:57 am Post subject: |
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| most freebie offers don't allow debit cards, so a bootleg debit card probably won't be acceptable either |
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phriq A Life of Video Games, Star Wars, & FiPG

Gender:  Posts: 500 Joined: 27 Dec 2006 Location: North Dakota
Karma: 7 Trade Record: 4
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Posted: Mon Jul 21, 2008 6:59 pm Post subject: |
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| I actually used a pre-paid visa when doing a few offers for others when trading greens. They all seemed to go through. I wouldnt cheat the system and would do offers only once, just used a pre-paid in case i forget to cancel:P |
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tylerc CG's neighbor, lol Donator

Age: 20 Gender:  Posts: 9956 Joined: 14 Sep 2005 Location: Indiana University
Karma: 195 Trade Record: 62
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Posted: Mon Jul 21, 2008 7:13 pm Post subject: |
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| phriq wrote: |
| I actually used a pre-paid visa when doing a few offers for others when trading greens. They all seemed to go through. I wouldnt cheat the system and would do offers only once, just used a pre-paid in case i forget to cancel:P |
That is cheating the system. |
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dmorris68 FiPG Coder
 FiPG Admin

Posts: 8211 Joined: 09 Mar 2005
Karma: 356 Trade Record: 30
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Posted: Tue Jul 22, 2008 7:04 am Post subject: |
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| tylerc wrote: |
| phriq wrote: |
| I actually used a pre-paid visa when doing a few offers for others when trading greens. They all seemed to go through. I wouldnt cheat the system and would do offers only once, just used a pre-paid in case i forget to cancel:P |
That is cheating the system. |
Exactly. Using a prepaid "in case I forget to cancel" is exactly the reason they are banned (or becoming so). It is considered fraud to "forget" to cancel an offer when you know there are no funds on the card to continue the offer. |
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placeboaddiction Newbie

Age: 24 Gender:  Posts: 1 Joined: 11 Jul 2008
Karma: 0 Trade Record: 0
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Posted: Wed Jul 23, 2008 6:13 am Post subject: |
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These companies are fraud companies though. Almost everyone of them has a grocery list size of complaints on rip-offreport.com
I don't use the virtual card method or debit card cause I just put reminders in my MS Outlook to remind me when to cancel. I really don't trust these companies though, thats for sure.
Trying to be high and mighty with low life companies seems to be like trying to take down the berlin wall with waterballoons |
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dmorris68 FiPG Coder
 FiPG Admin

Posts: 8211 Joined: 09 Mar 2005
Karma: 356 Trade Record: 30
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Posted: Wed Jul 23, 2008 7:12 am Post subject: |
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| placeboaddiction wrote: |
These companies are fraud companies though. Almost everyone of them has a grocery list size of complaints on rip-offreport.com
I don't use the virtual card method or debit card cause I just put reminders in my MS Outlook to remind me when to cancel. I really don't trust these companies though, thats for sure.
Trying to be high and mighty with low life companies seems to be like trying to take down the berlin wall with waterballoons |
Nice sweeping generalization.
Most of us have done dozens if not hundreds of these offers. The vast majority are NOT "fraud companies." Of course there are lots of complaints, because your average consumer is an idiot who expects something for nothing without any responsibility on their part, and they can be very vocal about it.
Sure, there are a few shady offers out there, but by using a real credit card you limit your exposure to financial risk because you can almost always successfully dispute the charges, provided you've been careful to follow the terms and document your actions accordingly. Conversely, by using a debit or GC, you can lose "real" money that you may never get back, or at least not right away, and thus possibly cause immediate financial hardship. Also, you have a responsibility to do your own due diligence on offers *before* completing them. The truly bad offers will typically have enough complaints from freebie veterans who know how to follow terms and complete offers properly, and then you'll know to avoid them. I'm specifically referring to offers like the "White Overnight" and others with a reputation for difficulty.
I complete ALL offers with a real credit card, and after doing this for several years now, I can honestly save I have NOT ONCE been successfully ripped off by an offer. |
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JennyWren Super Cheap

Gender:  Posts: 1030 Joined: 16 Mar 2006
Karma: 51 Trade Record: 3
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Posted: Wed Jul 23, 2008 8:14 am Post subject: |
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| Pretty much all problems with offers (with the exception of something like White Overnight) come directly from people failing to read the terms and conditions fully. People wonder why they start getting charged for something, but that information is there for them before they sign up. Ignorance and laziness is no excuse. |
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angelface Newbie

Age: 25 Gender:  Posts: 1 Joined: 13 Nov 2008
Karma: 1 Trade Record: 0
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Posted: Thu Nov 13, 2008 5:31 pm Post subject: |
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I prefer to use a prepaid because I have had people steal my credit card number before. Thats why I prefer using only a specific prepaid one I have had for over a year now. IN case someone steals something off of it..it won't be much they can get.
I actually just had a company try to steal my credit card info..I have no clue how they got it because I only use my prepaid card for Ebay. Nothing else online..And of course checking my account online. And somehow..they had my number and called me to try and sell me something..
I have malware, anti-virus and a firewall on my comp and I still manage to get trojans that come through. That is one of the reasons I don't like putting something connected to my bank account online.
Although I do get direct deposit on a prepaid card. So it does go through a bank. I think its strange its considered cheating..although I do understand that if you have the companies product and have to send it back and don't, they need a way to charge you.
But it still makes me wary because of all the other people online who try and steal your info, |
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