Group 4 & Group 5 Offers on BigWin.com Sites

Okay, I don't know if anyone else has noticed this, but just yesterday I began to sign up for a number of YFDirect sites and I was working on figuring out which ones to do first and how to plan them all out so I don't end up overdoing myself. While in the process of this, I discovered that some of the sites have been updated with Group 4 & Group 5 offer requirements.

THESE OFFERS ARE CREDIT CARD OFFERS ONLY!

I don't know about anyone else, but I try to avoid doing CC offers at all costs. In truth, you could say that I am actually afraid of doing CC offers. I'm a college student who doesn't even know what his credit rating is so far. I am trying to keep from even getting a CC for about 5 - 10 years and doing these offers makes me afraid that I am going to accidentally destroy my credit.

I would contact the company and try to speak with them about an alternative option, but they don't seem to have any contact information or link on the websites so that's not an option.

My questions then are this

Has anyone here ever had to deal with a situation like this?

AND/OR

Has anyone ever heard/known/found a way to get around this problem, perhaps by speaking with the company?

I have already posted to the DIY sites list with both a new BigWin site and 3 of the sites that have been upgraded with G4&5 offers here http//forum.freeipodguide.com/viewtopic.php?p=310707#310707

Thanks for your help in advance.

yo man read the yf direct faq first. Your question has been answered so many times. Even I posted about this awhile ago .

and just because I'm in a good mood this is what the great Gigante wrote on the faq

"While doing a YFDirect site, do I have to do the offers required on each page?
No, as long as you complete the total offers required, you can select which pages to do them from. This means that you can do 2 from the first page, or all 6. This will not affect your chances to receive your gift."

Oh, okay. Thank you very much. I'm sorry if I annoyed you, I was just worried that I wasn't going to get these sites done. I will go check the FAQ now for more info.

Thanks.