debit card showed up with no debit card
chewy
15-12-2008 13:02:38
i got a letter in the mail today, one of those security types where you fold and peel to open. I open it and it says very little but its does say what my pin number is but there is no card inside. I dont know if this is a credit card, debit card, gift card, ect... there is a return address of
po box 421038
indianapolis IN 46242
I guess all I can do is actually send a letter to them saying nothing was enclosed, because it could have been stolen I guess. Even though the envelope was completly sealed.
if anyone has any other suggestions I would be all ears.
thanks!
JennyWren
15-12-2008 13:12:40
Is it from your bank? I would call them. It might just be spam.
chewy
15-12-2008 13:17:16
that is the problem I have no idea, there is no easy way to contact them. there is no website, email address, nothing. All that is there is the return address. but is from another state, which I doubt my bank does business
ILoveToys
15-12-2008 13:29:12
Banks don't normally send debit cards and pins in the mail together. They'll usually arrive separately.
dmorris68
15-12-2008 13:52:00
[quote03e8d8fcef="ILoveToys"]Banks don't normally send debit cards and pins in the mail together. They'll usually arrive separately.[/quote03e8d8fcef]
What I was about to post. They always arrive separately, and usually spaced several days apart -- otherwise somebody scouting your mail for cards would get the PIN as well.
You sure you didn't apply for a new card recently, or request a PIN change? It's been awhile since I got one of those, but I'm kinda surprised it didn't have more identifying info about which card/account it applied to. But for security they might not want to divulge much in case it too falls into the wrong hands -- I guess they expect for you to be expecting it and will know to what account it applies. )
chewy
15-12-2008 14:01:49
i was just guessing it was a debit card. it could be a gift card or credit card also
slambam
15-12-2008 19:19:19
[quote6a46700766="ILoveToys"]Banks don't normally send debit cards and pins in the mail together. They'll usually arrive separately.[/quote6a46700766]
I agree. I work at a financial, and I think thats pretty much standard procedure for all banks/credit unions.
theysayjump
15-12-2008 22:40:37
[quote146985a8ea="chewy"]i was just guessing it was a debit card. it could be a gift card or credit card also[/quote146985a8ea]
Did you sign up for any cards?
If not, it's spam, if so, then call whoever it was that you signed up with.
JennyWren
15-12-2008 22:58:01
How can there be nothing on the envelope or piece of paper to indicate where it came from? If there isn't, consider it spam.
EatChex89
15-12-2008 23:32:58
The Pin always comes first. The card second.
chewy
16-12-2008 09:10:01
thanks guys, ill wait and see what comes
DRay9911
16-12-2008 11:03:47
maybe one of your current cards is about to expire.
-dan
chewy
16-12-2008 11:24:28
[quotefe058a88d1="DRay9911"]maybe one of your current cards is about to expire.
-dan[/quotefe058a88d1]
the last 4 numbers for the acct number printer dont match anything I have
ilanbg
16-12-2008 16:08:44
It's probably the pin to your debit card or something, wait a couple days for the card to arrive.
theysayjump
16-12-2008 21:20:01
[quoteae7ab38aeb="theysayjump"][quoteae7ab38aeb="chewy"]i was just guessing it was a debit card. it could be a gift card or credit card also[/quoteae7ab38aeb]
Did you sign up for any cards?
If not, it's spam, if so, then call whoever it was that you signed up with.[/quoteae7ab38aeb]
cubbieco
17-12-2008 14:28:35
Check your credit. Could be identity theft. Did it have the cut out holes to hold a card in place?
dmorris68
17-12-2008 14:57:28
[quoteb328a738d6="cubbieco"]Check your credit. Could be identity theft. Did it have the cut out holes to hold a card in place?[/quoteb328a738d6]
He received a PIN number. If it were a card carrier, it would not have contained the PIN. As several of us noted, PINs are mailed separately from cards.
CollidgeGraduit
17-12-2008 15:43:40
[quote65b9d5069c="dmorris68"][quote65b9d5069c="cubbieco"]Check your credit. Could be identity theft. Did it have the cut out holes to hold a card in place?[/quote65b9d5069c]
He received a PIN number. If it were a card carrier, it would not have contained the PIN. As several of us noted, PINs are mailed separately from cards.[/quote65b9d5069c]
But aren't the PINs mailed with the cards?
ilanbg
17-12-2008 16:53:49
I'm pretty sure you can expect the card in a few days.
ILoveToys
17-12-2008 17:26:27
the card
should
be
coming
TravMan162
17-12-2008 21:45:50
is the card in yet?
has the PIN arrived?
AdrienD1892
18-12-2008 09:33:42
[quoteedd0afd042="chewy"]i was just guessing it was a debit card. it could be a gift card or credit card also[/quoteedd0afd042]
Generally credit cards and gift cards don't have pin numbers that come like that. I would wager a guess it's a debit card. But in that case you would have gotten your card first. Pins always go out after the card.
TravMan162
18-12-2008 10:00:46
No they don't.
Pins come before the card.
dmorris68
18-12-2008 10:10:32
[quotec14a003e20="AdrienD1892"]Generally credit cards and gift cards don't have pin numbers that come like that. I would wager a guess it's a debit card. But in that case you would have gotten your card first. Pins always go out after the card.[/quotec14a003e20]
Virtually all credit cards, and a few gift cards, DO have PIN numbers for cash advances. With some cc's you don't get a PIN until you request one, while others will send one automatically.
And they often do come before the cards.
Oh, and I heard somewhere, can't remember where exactly, that they're mailed separately. ?
cubbieco
18-12-2008 10:17:48
But the point still stands if you didn't order the card and know nothing about the card it might be a good idea to check your credit and see if you have any recent inquiries that you didn't sign up for.
EatChex89
18-12-2008 10:20:56
[quote82750864f6="dmorris68"]
Oh, and I heard somewhere, can't remember where exactly, that they're mailed separately. ?[/quote82750864f6]
I actually remember someone talking about the same thing too. . .
JennyWren
18-12-2008 12:42:41
Still seems completely bogus to me that the envelope etc that came had NO identifying features, no letterhead, return info, etc.
cubbieco
18-12-2008 13:06:50
[quotebff5565778="JennyWren"]Still seems completely bogus to me that the envelope etc that came had NO identifying features, no letterhead, return info, etc.[/quotebff5565778]
That in itself doesn't mean too much because they don't want it to look like its coming from a bank. The whole point is to make it blend in so nobody knows it contains a pin number. Do you have a gift card coming? A freebie gift card that you forgot about? Did you do a brandarama site a year ago? Did you do anything to receive this? Once again if you didn't I would really check my credit if I were you. Trust me, I've had it happen and its no fun to clean up a credit mess. Best to catch it early if you can.
www.annualcreditreport.com is where you can get 1 free credit report each year from all three bureau's (separately). If you haven't gotten your report for more than a year I would really suggest doing it now.
ilanbg
19-12-2008 00:52:57
wait, I'm confused.
TravMan162
19-12-2008 07:30:37
[quote7ad301d287="ilanbg"]wait, I'm confused.[/quote7ad301d287]
Allow me to summarize.
The card came before the pin. The pin was not included with the card because the pin comes at a time other than the time at which the card comes in. If the pin indeed comes at a time other than the time when the card comes in, then it makes the card that came in at that time worthless at that time because the pin hadn't yet come in at that time.
I hope that cleared it up.
CollidgeGraduit
19-12-2008 07:53:30
I wonder when the PIN will show up
dmorris68
19-12-2008 07:58:10
[quote83887aba3f="CollidgeGraduit"]I wonder when the PIN will show up[/quote83887aba3f]
Duh, with the card. Everybody knows they ship the card and PIN together.
CollidgeGraduit
19-12-2008 08:02:25
[quote3124b7a2a6="dmorris68"][quote3124b7a2a6="CollidgeGraduit"]I wonder when the PIN will show up[/quote3124b7a2a6]
Duh, with the card. Everybody knows they ship the card and PIN together.[/quote3124b7a2a6]
But then when does the card come?
JennyWren
19-12-2008 12:39:44
There's this one scene in a Red Dwarf episode where Kryten's head explodes. Everytime I read a new post in this thread, I get that image in my mind.
chewy
20-12-2008 17:35:16
still no card yet
tylerc
20-12-2008 18:26:09
Didn't it come with your pin? Isn't that what it's supposed to do?
chewy
20-12-2008 18:32:55
call off the investigation. i was cleaning up my office today and found a debit card I forgot came a week or so ago. what an idiot!
CollidgeGraduit
20-12-2008 20:17:03
So when does the pin come?
theysayjump
20-12-2008 22:36:24
Holy Fucking shit. roll
CollidgeGraduit
10-06-2009 08:27:08
So did you ever find out about the PIN? Did the card come?
theysayjump
10-06-2009 09:32:49
Hmm......anyone know why I capitalised the word "Fucking"? Any idea what I should do about that?
akalic
10-06-2009 14:41:39
[quote5050f5dfdd="TravMan162"][quote5050f5dfdd="ilanbg"]wait, I'm confused.[/quote5050f5dfdd]
Allow me to summarize.
The card came before the pin. The pin was not included with the card because the pin comes at a time other than the time at which the card comes in. If the pin indeed comes at a time other than the time when the card comes in, then it makes the card that came in at that time worthless at that time because the pin hadn't yet come in at that time.
I hope that cleared it up.[/quote5050f5dfdd]
no the pin came first but some argue that the pin and the card come together and some argue that the pin comes after the card too... shock
akalic
10-06-2009 14:42:50
hey tsj, 7 posts from 20,000! FIPG MILESTONE
theysayjump
10-06-2009 21:49:09
Holy shit, that's sad. (