Signing Checks over??
If a check is addressed to my roommate, is there a way for him to sign the front or something like that for me to take it to my bank and deposit it?
I thought something like this was possible, but not 100% sure...anyone know how that works?
He has to sign the back, and write "Pay to the order of (your name)" and then you sign under it. )
[quote6565cad256="ldybug1752"]He has to sign the back, and write "Pay to the order of (your name)" and then you sign under it. )[/quote6565cad256]
You're welcome! )
The "Pay to the order of" shouldn't be necessary. Once a check is endorsed, it becomes a "bearer instrument" just like cash, meaning whoever holds it can endorse it and deposit/cash it. Just endorse under his endorsement and deposit it. Some banks might be hesitant if you try to cash a 3rd party check outright, especially if you don't have an account there. I always deposit any 3rd party checks and my bank never questions them.
my bank will not cash a third party check unless the third party is present.
[quote3d6f39fd8e="ldybug1752"]He has to sign the back, and write "Pay to the order of (your name)" and then you sign under it. )[/quote3d6f39fd8e]
That is how it is supposed to work, but I've already been given a super hard time about this and had to get into a fight with the bank manager.
Once a check is endourced, it becomes payable to whoever has the check, like dmorris said. But many banks will not cash the check if you are not the one that the check is for. I tried doing this before and they gave me a hard time. The probably wont' right out cash it for you. But I even had a hard time depositing the check. After fighting for a bit the manager did let me deposit the check, but it was a pain in the ass.
But in reality just signing the check and giving it to someone is supposed to work.
[quotee6bf215132="egyptianruin"]my bank will not cash a third party check unless the third party is present.[/quotee6bf215132]
My third party was present and they gave me hard time. They told me to give her the check to cash, but she didn't have an account so they wouldn't cash it for her either.
Sounds like an unreasonable bank, or for whatever reason they were suspicious. I've never had a problem with depositing 3rd party checks at any of the banks I've frequented over the last 25 years or so.
I do know, both from both my wife and myself having worked at banks before, that bank policies are selectively enforced, based upon the customer they're dealing with. Even lowly tellers have a lot of leeway with how they process customer transactions, so YMMV would certainly be an apt term here.
[quote2c4d01851f="dmorris68"]Sounds like an unreasonable bank, or for whatever reason they were suspicious. I've never had a problem with depositing 3rd party checks at any of the banks I've frequented over the last 25 years or so. [/quote2c4d01851f]not to be a jerk but being older you probably get the benefit of the doubt.
i have an account in good standing at wamu and they didn't accept a third party check i attempted to deposit. i didn't fight them about it (i think they may have let me if i did). i'm actually glad that they wont take third party checks ... good news for fusioncash )
Oh sure... you had to bring my [i10bcd5c2e3]age[/i10bcd5c2e3] up, didn't you.
Perhaps you're right, although I didn't have trouble with it when I was younger either. Of course fraud probably wasn't as rampant then, so... again it goes back to me being old. Drat.
and now you're splitting infinitives???? you're slacking, david... slacking
Well first of all, far greater men than I have routinely split their infinitives, and secondly... which infinitive did I split, exactly?
"...fraud probably wasn't..." ???
This disturbs me. I might lose sleep.
Oh sure... you had to bring my age up, didn't you.
Oh sure... you had to bring up my age, didn't you.
right? i think "to bring up" is an infinitive verb phrase...
Oi, you youngsters and your more recent grasp of English grammer. Do you remember the last time I had an English class? No? Neither do I, but I don't think you were born yet.
I'll stick by my assertion that far greater men than I do it.
[quotef73b2fbbba="American Heritage Book of English Usage"] In fact, the split infinitive is distinguished both by its length of use and the greatness of its users. People have been splitting infinitives since the 14th century, and some of the most noteworthy splitters include John Donne, Samuel Pepys, Daniel Defoe, Benjamin Franklin, Samuel Johnson, William Wordsworth, Abraham Lincoln, George Eliot, Henry James, and Willa Cather. 2
The only rationale for condemning the construction is based on a false analogy with Latin. The thinking is that because the Latin infinitive is a single word, the English infinitive should be treated as if it were a single unit. But English is not Latin, and people split infinitives all the time without giving it a thought. Should we condemn compound infinitives, such as I want to go and have a look, simply because the infinitive have has no to next to it?[/quotef73b2fbbba]
And I think [if73b2fbbba]we've greatly succeeded[/if73b2fbbba] lisnickerli at hijacking this topic. But we're Admin's so I guess we can DO WHATEVER THE HELL WE WANT!!!!! HAAHAHAHAHAHAHAHAHA licoughli
we're admins -- plural of admin -- not possessive (
we're admins -- plural of admin -- not possessive (
Tyler is frisky today, someone give him catnip. ;)
You know, when I typed that, I just [i82392e5fe7]knew[/i82392e5fe7] you would pick up on it. That's why I didn't edit -- I was testing you. lol
On that note, I have a habit of using an apostrophe on any sort of abbreviation or acronym when making it plural. Don't know why, maybe I learned it somewhere, or it just looked right. But that's how I roll, so deal with it, yo!
dmorris is the only cool old person I know.
Y'all rock so hard.