Credit card suggestions
I think I remember TSJ making a topic about credit cards, may have been credit in general, but I figured it would be easier to make a new one since it's a nightmare searching through with the keyword "credit card" on a freebie forum. I'm looking to sign up for a good credit card whether it be an offer or not. I'd prefer to have some kind of rewards system because I will be using it a lot. Does anyone have any personal experiences or suggestions as to what they like to use? +KMA for everyone!
I'd be interested in rewards cards as well. I've got a GM MasterCard, which is great for rewards, but I'm a little ticked with them. I called and requested a significant credit line increase, since I'll be going to the UK 5-6 time a year for work, and they refused to give me more than a total credit line of $3000. I've got NO outstanding debts, a credit score of around 740, and a pretty good monthly income (I'm a programmer / app support).
That said, I'm looking for other cards I can apply for, and hopefully get a $5000 credit limit or more.
Anyways, not trying to hijack your thread, JKirk, but I think we can both benefit from everyone's input.
Capital One seems to have some of the best interest rates and reward cards these days...especially since MBNA has recently merged with Bank of America. We had a miles card w/Cap1 for a while, but never got the chance to travel, so we've since switched to a point system card. I don't put much on credit cards, but we have a friend who owns a small but successful fine decor/furniture boutique and he does ALL of his twice yearly inventory buying on a rewards AMEX...he racks up some serious prizes (new computer, printer, $2,000 Home Depot GC, $1,000 Lowes GC, etc...).
I have a Chase Rewards card. It offers 1% cashback on all purchases, except 5% cashback at grocery stores, drug stores, and gas stations. I have a credit line of $4,500 but that may be because of my parent's income, even though I am 18.
It's cool, CG, I'm glad I make topics that more people than myself could benefit from. P Anyhow, what I'm looking for is kind of like a points system instead of miles or cashback. Cashback is fine if it's a good offer but there's no way I will use miles. There's an Amazon Visa credit card I've been eying but I wanted to get some opinions on other cards.
It's rewards points, 1 point per dollar, 5 points per dollar at gas stations/grocery/drug stores.
there was a chase freedom card that would reward you 250 bucks on your first purchase no matter what. keep lookin on fatwallet or slickdeals. i personally have a capital one, chase card, and an amex.
Big War Bird
Let some one pay you to sign up for a card on one of these freebie sites.
As for me I have a Citibank upromise card - pays %2 into a 529 education saving plan plus extra at with many items and vendors.
Also have GM Mastercard - cashed in over $2000 on new cars this year.
why would you want a gm car
two thumbs down on domestics
[quote9e1ced6625="Kidd"]why would you want a gm car
two thumbs down on domestics[/quote9e1ced6625]
I love my american express blue card. I get giftcards for food all the time. I take my gf out and make her think I'm paying a lot when really it's free because I use my credit card.
I did want to try a citibank card. They seem like really good cards.
Here's TSJ's old thread... http//forum.freeipodguide.com/viewtopic.php?t=44133