PayPal Alternatives?

Does anyone have any paypal alternatives that they like to use?

I'm primarily looking for something for when I sell on eBay or on forums.

I've already figured out a way to buy things.

The PayPalSucks website suggests http//www.995merchantaccounts.com/

The only thing that concerns me is
Statement Fee $12 - $25 per month $10 per month
Internet Gateway Fee $25 - $35 per month $19.95 per month

Does that mean everytime I use the account, I'll be charged X per month to use it through the internet?

i have been using paypal for over a year and i havent had any problems...


try e-gold?

[quotef3c5bbe291="Vector"]i have been using paypal for over a year and i havent had any problems...


try e-gold?[/quotef3c5bbe291]

Wait until you sell something and it was bought with a stolen credit card.

There are plenty of horror stories out there.

i guess your right, but i dont use ebay D

Several choices
e-Gold - Known for being popular with fraud/scammers
Stormpay - With the high fees and the Get Paid To controversy, it's probably not worth using them
Neteller - Mainly used for casino/poker transfer but would work fine for anything else as well
Moneybookers - Not used by many, but works
ePassporte - I think you know what this is - virtual debit card where funds can be gifted/transferred/withdrawn to a bank

[quotea2e91f8599="darkscout"]Wait until you sell something and it was bought with a stolen credit card.

There are plenty of horror stories out there.[/quotea2e91f8599]
And you don't think a merchant account will do the same thing? I'm pretty sure it will. Stolen card charges for online/phone/mail order sales come back on the merchant (you, in this case), just like with PayPal.

http//www.wiscocomputing.com/articles/ccfraud.htm

[quotea2e91f8599]When a brick and mortar merchant accepts a credit card, and the charge is authorized, and assuming the merchant conforms to regulation, the merchant will get paid, even if a stolen card is used.

[ba2e91f8599]Liability for fraud shifts from the card issuer to the merchant for 'Card Not Present' sale (mail order, telephone/fax order, and internet sales). The merchant is generally liable for credit card charge backs, even when the bank has authorized the transaction.[/ba2e91f8599] After a merchant is stung by a fraud, the credit card processors often hike their rates, citing increased risk. The merchant also risks losing their accounts with the card companies if their fraud rate gets too high.[/quotea2e91f8599]

So if you're going to conduct business online, you assume the risk as a merchant, no matter the payment processor used.

Sure, there are lots of PayPal horror stories. There are also lots of bank horror stories and merchant account horror stories. You hear an awful lot from those who've been burned by PayPal for one reason or another, but you never hear much from the other 100 million PayPal customers who never have a problem and continue to go about conducting business via PayPal for years and years.

FWIW I've been a PayPal customer since May 20th, 2001 (as well as an eBay user since before that). While I've had a few rather small eBay transactions go pear-shaped, I've never once had a PayPal glitch. /knocks on wood

Not to say I never will, because it certainly happens. But I've had far more errors and glitches with the numerous brick and mortar banks I've dealt with over the years, than I've had with PayPal. Therefore in my book they have a pretty solid track record. Take that for whatever it's worth. ;)