Insurance....

Just wondering what ya'll pay for insurance and what you pay it on....and of course who provides it.

I don't know, I'm paying $253 for my Yaris, full coverage with Allstate.

Just wondering how that compares to others ?

How's that Yaris? I've been trying to convince my mom to just get me a used car but she insists on getting me new one and the Yaris looks very cheap.

She's also waiting 'til we're financially stable before she puts me on her insurance. Did you get on your parent's policy or did you get on one by yourself?

I got on my moms policy, so that got me a few discounts....and I got a "Good Grade Discount"....but with the $500 deductable it's $250.

The Yaris is freaking amazing...I've actually had a few people come up to me in stores and ask me how I like it. The grand total after taxes and extended warrenty was 18.5 or so...but you can get the basic hatchback model for 12.5 like the commercial says. I do believe the base price for the base model of the sedan (automatic) is 14.1. It's a good price for the car, but the damn insurance is costly.

I love the Yaris. It's so awesome and small. I love small cars so.....

Here is a picture

http//www.auto-adrenalina.com/images2/Yaris%2001.jpg[" alt=""/imgb183cea2b0]

Can you say awesome?

I think the Yaris looks cool but I need a family vehicle (sigh)

As for insurance I pay 110 for two vehicles, 1999 Saturn SC1 and a 2002 Ford F150. My husband gets a good rate cause he's a school teacher. I get a discount because I am getting my grad degree and also both cars are paid off so we don't need full coverage.

u pay 243 a month?

that sucks...

i pay 50 a month for my navigator

I wonder if gender makes a price difference. I could probably get the good grade difference too, since I make straight A's.

The yaris looks great from some angles. The hatchback reminds me of the Scion xA. I wanted a Scion tC, but this is cheaper.

Yup..Women get cheaper prices on insurance....

Maybe that's why aguys is so cheap

shrug

Price $200

Provider Progressive

Model 1996 BMW 325i

My daddy is the regional director of the West Coast for his insurance company called American National. He deals with my insurance for my car and such. D

[quote2f3785b2f1="OldManWrigley"]Yup..Women get cheaper prices on insurance....

Maybe that's why aguys is so cheap

shrug[/quote2f3785b2f1]

lol

My wife's is about $43/month with State Farm for a 94 Ford Taurus.

how the fuck would women get lower car insurance than men?

[quote4dc2ce1e1d="aguy"]how the fuck would women get lower car insurance than men?[/quote4dc2ce1e1d]

NSFW

[spoiler4dc2ce1e1d]http//img="192.imageshack.us" alt=""/img192/6878/breasts2jz.jpg[/spoiler4dc2ce1e1d]

[quotec8142551c6="aguy"]how the fuck would women get lower car insurance than men?[/quotec8142551c6]
You didn't know this already? That has been the case since forever. Males are statistically proven to drive more recklessly and be involved in accidents, particularly during the teenage years. When my oldest daughter and son were teens and reached driving age, my son's insurance was almost double that of my daughter's.

As for my own insurance, I pay $77/mo with State Farm. Full coverage, $250 collision/comp deductible, roadside assistance, rental car reimbursement, etc. etc. (the whole 9 yards). That's on my 2001 Toyota Sequoia Limited 4x4.

i dont drive (terrified of it) but when my boyfriend gets his new scion box (ugly but very wonderful lots of room and 30+mpg), the full coverage rate will be about $550 for 6 months. through farmers insurance.

they just adjusted his policy a bit, and on the 1990 camry station wagon he has now, it is $294 for 6 months... but that wont last too long. the new car will be bought very soon, hopefully, so he will have to get full coverage on it since he has to finance it due to not having $15,370 to get rid of right now.

I get insurance coverage through my work. But i would end up paying about $105 for my 94 Saturn.

I have allstate and pay about 90 for 2 cars, rates really drop when you get married! I could get some discounts from my place of employment (it being one of the nation's largest auto insurers and all) but the rates i got from allstate were the best i could find! )

$42/month

1998 Lincoln Navigator

Not sure if it's the same here or not, but in the UK when you hit 25 your insurance rates take a nosedive.

[quote3a54323409="theysayjump"]Not sure if it's the same here or not, but in the UK when you hit 25 your insurance rates take a nosedive.[/quote3a54323409]

i always thought it was 25 as well, but my boyfriend was told that they will go down when he turns 21 in november. his dad thought the "magic age" was 23. so i guess its a mystery...?

Mine is like $225/month for a 2001 Toyota Celica.

i pay like 700 every 6 months... so 115-120 a month?

[quotee095dd9793="tylerc"]Mine is like $225/month for a 2001 Toyota Celica.[/quotee095dd9793]

Finally I'm not the only one paying ridiculous amounts ?

[quotef3de70cd94="i blame history"][quotef3de70cd94="theysayjump"]Not sure if it's the same here or not, but in the UK when you hit 25 your insurance rates take a nosedive.[/quotef3de70cd94]

i always thought it was 25 as well, but my boyfriend was told that they will go down when he turns 21 in november. his dad thought the "magic age" was 23. so i guess its a mystery...?[/quotef3de70cd94]
21 gets you a discount with some insurance carriers, but 25 is the BIG discount with almost all of them AFAIK. That and getting married.

Other ways to get good discounts with most of the major carriers driver's ed/driving school, honor student, multi policy discounts (multi cars, car + homeowners, etc.), time without tickets/accidents, having an alarm system that disables the starter, and time you've been with the insurer (10 years usually gets you a nice discount, it did with mine).

$99/mo. with State Farm ('91 Ford Explorer)

I've head anywhere from 20-25. I think it varies from provider to provider,

2006 benz cls500 and 2006 range rover sport

insured on my own policy so my parents arent paying for it. its a big dent in the wallet every year but at least i can say i pay for my own cars and insurance. $2100 for both vehicles for the entire year with geico. no tickets no accidents nothing. crystal clear record. yeah it blows.

I pay about 84$ a month for two cars.

rates go down on ur insurance once you have ur license for 3 years

[quote8fd536b7d2="J4320"]My daddy is the regional director of the West Coast for his insurance company called American National. He deals with my insurance for my car and such. D[/quote8fd536b7d2]

I have American National on my parent's plan. About $90/month, that's after good driver and multiple car discount. I'll be on Brandon's once we get married, and he has Progressive. I think he pays less per month than I do right now, and he's got full.

Anyone know anything about renter's insurance? lol

ETA I have a 99 Ford Escort, four door with full coverage. It has less than 50,000 miles on it, lol.

[quotedd87e120b0="jadem"]Anyone know anything about renter's insurance? lol[/quotedd87e120b0]
We had it when we lived in an apartment about 8-9 years ago. I recommend it highly. I only got it after being robbed, which when the insurance found out, they wouldn't write me for less than a $1000 deductible. Which is okay for homeowners, where your losses are expected to be higher in case of fire/weather/whatever, but a bit much just for rental/contents insurance. So get the insurance BEFORE you have a loss. Renter's insurance was cheap too, only about $14/mo IIRC.

[quoteb541b856be="dmorris68"][quoteb541b856be="jadem"]Anyone know anything about renter's insurance? lol[/quoteb541b856be]
We had it when we lived in an apartment about 8-9 years ago. I recommend it highly. I only got it after being robbed, which when the insurance found out, they wouldn't write me for less than a $1000 deductible. Which is okay for homeowners, where your losses are expected to be higher in case of fire/weather/whatever, but a bit much just for rental/contents insurance. So get the insurance BEFORE you have a loss. Renter's insurance was cheap too, only about $14/mo IIRC.[/quoteb541b856be]

We're actually required to have it where we're moving (there's a fireplace) and I've never had it before. I'm from Gary...if someone jack's my shit down here, I was probably stupid and left the door unlocked. ;) I just need to find a good company as Progressive is only automobiles.

605$ min coverage every 6months on a 92 chevy s10.

[quote5d03b56690="jadem"][quote5d03b56690="dmorris68"][quote5d03b56690="jadem"]Anyone know anything about renter's insurance? lol[/quote5d03b56690]
We had it when we lived in an apartment about 8-9 years ago. I recommend it highly. I only got it after being robbed, which when the insurance found out, they wouldn't write me for less than a $1000 deductible. Which is okay for homeowners, where your losses are expected to be higher in case of fire/weather/whatever, but a bit much just for rental/contents insurance. So get the insurance BEFORE you have a loss. Renter's insurance was cheap too, only about $14/mo IIRC.[/quote5d03b56690]

We're actually required to have it where we're moving (there's a fireplace) and I've never had it before. I'm from Gary...if someone jack's my shit down here, I was probably stupid and left the door unlocked. ;) I just need to find a good company as Progressive is only automobiles.[/quote5d03b56690]

Many times, buying renter's insurance through the same company as the one that insures your car qualifies you for a "multi-line/multi-policy" discount. In my case in both the last city I lived where I had State Farm, and now where I have AmicaI pay literally the same amount of money to have renters and auto insurance as I would pay for just auto insurance.

[quote44963a098d="doylnea"][quote44963a098d="jadem"][quote44963a098d="dmorris68"][quote44963a098d="jadem"]Anyone know anything about renter's insurance? lol[/quote44963a098d]
We had it when we lived in an apartment about 8-9 years ago. I recommend it highly. I only got it after being robbed, which when the insurance found out, they wouldn't write me for less than a $1000 deductible. Which is okay for homeowners, where your losses are expected to be higher in case of fire/weather/whatever, but a bit much just for rental/contents insurance. So get the insurance BEFORE you have a loss. Renter's insurance was cheap too, only about $14/mo IIRC.[/quote44963a098d]

We're actually required to have it where we're moving (there's a fireplace) and I've never had it before. I'm from Gary...if someone jack's my shit down here, I was probably stupid and left the door unlocked. ;) I just need to find a good company as Progressive is only automobiles.[/quote44963a098d]

Many times, buying renter's insurance through the same company as the one that insures your car qualifies you for a "multi-line/multi-policy" discount. In my case in both the last city I lived where I had State Farm, and now where I have AmicaI pay literally the same amount of money to have renters and auto insurance as I would pay for just auto insurance.[/quote44963a098d]

Same here. I have AAA, and my total bill was actually $5 less per month after I added renter's insurance.