How is this credit card?

I still need to do a credit card offer on Bigwin to get the 3K (Vespa). I didn't see any credit cards that really fit me, or any ones I thought I'd get approved for.

I checked the offers on the site a few days ago and I saw a new card - Citi® mtvUTM Platinum Select® Visa® Card for College Students[=https//citi.bridgetrack.com/usc/05/college/mtvU/affiliates/default.htm?passBT=1&app=COLLEGE&sc=4C7CW235&m=70EK00000CW&langId=EN&siteId=CB&B=V&AID=10395046&PID=1766045&SID=win10414574299303371x&BT_TX=1&ProspectID=68E68E255CE143F8BC29886C8E715B25]Citi® mtvUTM Platinum Select® Visa® Card for College Students. It's the only card advertized for college students. I'd like to know if it's a good one.




Terms and Conditions[=https//www.accountonline.com/ACQ/DisplayTerms?sc=4C7CW23570EK00000CW&app=COLLEGE&siteId=cb&langId=en&BUS_TYP_CD=consumer&DOWNSELL_LEVEL=0&BALCON_SC=&B=V&DOWNSELL_BRANDS=]Terms and Conditions


• 0.00% APR on Balance Transfers for 6 months§, then just 17.74%.
• 0.00% APR on purchases for 6 months§, then just 17.74%.
• No Annual Fee

[bb6abe93f60]
Score points[/bb6abe93f60]
Get ThankYou Points® for the things you do every day as a student, like

li Getting good grades
li Paying your bill on time and staying under your credit limit
li Purchases at bookstores, restaurants and more

[bb6abe93f60]
Get rewards[/bb6abe93f60]
The Citi mtvU Card is a part of ThankYou Network®, a free program that lets cardmembers redeem their points for amazing rewards like

li Gift cards
li Travel

Plus Exclusive mtvU rewards like

li VIP Passes to mtvUs Spring Break
li Tickets to MTV's Video Music Awards

And, get 10% off music, electronics, and all sorts of things at the mtvshop.mtv.com

[bb6abe93f60]Other benefits[/bb6abe93f60]
No Annual Fee

0% APR on everything for 6 monthsli

Plus, no minimum income or co-signer required.[]

I have a Citi Platinum Plus Mastercard. I like it. One great feature of Citi cards for doing freebie sites is the Virtual Credit Card feature, where you can generate your own one-time use CC numbers with custom credit limits and expiration dates. I generate a new number for each offer, that way if you get a scammer like the LeanLookRX folks who want to charge you almost immediately and refuse to refund, you are protected. Then for those offers that I choose to keep, I either bump up the credit limit on the virtual CC or just update my billing info with the permanent card #.

does it matter if it is good? are u doing it to do an offer....get the card, use it, if u like it great .ifurl==http://=http:///url not who cares...let it hang around as unused credit which increases your credit score

it looks like a good card from citi. i use their diamond rewards card...

yeah. this is a great card. I have this card and one other one (citi dividend platinum select card for college students). You get 5% cash back on this card at gas stations, drug stores, and grocery stores and 1% cash back everywhere else.

I use the card you are asking about at restaurants, bookstores, record stores, movie theaters and video rentals stores (the ones you get 5 points for). and the first card for everything else.

If you have these two cards you can maximize your rebates (cash back and giftcards/other rewards with the mtvU card) on everything you buy.


hope this helps

[quote820427ce4d]yeah. this is a great card. I have this card and one other one (citi dividend platinum select card for college students). You get 5% cash back on this card at gas stations, drug stores, and grocery stores and 1% cash back everywhere else.

I use the card you are asking about at restaurants, bookstores, record stores, movie theaters and video rentals stores (the ones you get 5 points for). and the first card for everything else.

If you have these two cards you can maximize your rebates (cash back and giftcards/other rewards with the mtvU card) on everything you buy.[/quote820427ce4d]

Sounds great, thanks for the info. I got the mtvU card last night.

Do you remember how long it took for you to be approved for the card?

i dont really remember for sure. It was really fast for me though...I want to say a couple weeks though