ffactoryxx
09-04-2006 15:48:10
I have always used paypal card to sign up for sketchy offers like paycom and urban nutritian. I always keep around $30 in there so i dont get over charged. Now my question is. Sometimes companies will try to charge me hefty amounts after initial trials which then get denied since lack of funds in paypal they cant charge.
Can something happen if these companies keep tryingto charge and they keep getting denied. Can paypal try to take the $$ out of my registered bank or cc account? Can these companies file suit saying i never paid them because of lack of funds?
The only thing they can do is file a complaint with PayPal and set Restrictions on your account (you can't send/receive money until you pay the people who filed a complaint with PayPal) and/or report you to a collection agency. (It just depends on how aggressive they are.)
If they do decide to file a complaint with PayPal, you can explain to PayPal the entire situation (in fact, thats what they want you to do.. they want to hear your side of the story.. So be sure to tell them everything and they will probably deny the company's complaint and the case will be closed.)
ffactoryxx
09-04-2006 15:58:04
yea. I just saw this with driving4dollors.
Tried charging me the 39.95
It got denied. I then went into the d4d account and under status it said the membership was cancelled yesterday which i never did cancel as i signed up yesterday. They then tried charging me today. Thank god for paypal
unknown uchiha
09-04-2006 16:34:13
You can easily get that charged back by calling CS up. They're really helpful (all the Paycom offers have great CS)
ffactoryxx
09-04-2006 16:35:12
Well it got denied as i only has around $20 in the account.