PayPal ATM/Debit Card
x323smostwantedx
07-11-2005 21:32:24
Well I have a paypal account and I always use my dads visa to pay for stuff. I was looking at the PayPal ATM/Debit Card and it looks pretty cool, except I dont know much about it.
For anybody who has one, do you like it? DO they charge you anything? Its going to be under my name, do you have to be 18? WIll they let me pay with it in stores eventhough im not 18?
Any help or info is appreciated, thanks in advance
EatChex89
07-11-2005 21:37:01
as long as you have ID.. you can use it for Credit card purchases..
they don't card you for debit purchases.
x323smostwantedx
07-11-2005 21:38:25
Lets say you send me money to my paypal account, can I transfer that to my debit card? Or whatever I have online is what I can spend on the card?
jeegro
07-11-2005 22:05:48
Whatever you have in your PayPal account can be used for Debit Purchases. I love my card )
x323smostwantedx
07-11-2005 22:08:15
Okay, thanks jeegro +kma
shamash
07-11-2005 22:15:30
Also, you don't have to be 18 to have a debit. i've had my BoA one since i was 15 )
EatChex89
07-11-2005 22:28:54
[quote548fc8923c="shamash"]Also, you don't have to be 18 to have a debit. i've had my BoA one since i was 15 )[/quote548fc8923c]
no for deibt you don't
but they do ID you for credit purchases... i mostly use credit since i get 1% cash back.
Mapik
07-11-2005 22:45:02
[quoteb6c48a021b="EatChex89"][quoteb6c48a021b="shamash"]Also, you don't have to be 18 to have a debit. i've had my BoA one since i was 15 )[/quoteb6c48a021b]
no for deibt you don't
but they do ID you for credit purchases... i mostly use credit since i get 1% cash back.[/quoteb6c48a021b]
5% cashback for me. D
kdollar
07-11-2005 22:57:00
my paypal card is a lifesaver.
Meads
07-11-2005 22:59:08
I cant seem to get a paypal debit card. I have a premium account but still cannot find the option to apply for a debit card using paypal.
Is it limited to USA accounts only? As im in UK.
KeithA
08-11-2005 06:43:23
This would not be an open line of credit, correct?
shamash
08-11-2005 06:47:42
[quote586a8221df="Meads"]I cant seem to get a paypal debit card. I have a premium account but still cannot find the option to apply for a debit card using paypal.
Is it limited to USA accounts only? As im in UK.[/quote586a8221df]
look at the bottom of the page, there should be a link in that batch of links that says ATM/Debit Card
shamash
08-11-2005 06:48:57
[quote77596358bd="KeithA"]This would not be an open line of credit, correct?[/quote77596358bd]
Why would a debit[/size77596358bd] card open a line of credit[/size77596358bd]?
A line of credit is something you get when you have patterns in your credit use (credit cards, borrowing money you don't have.)
A debit card is only for money you have available to you.
KeithA
08-11-2005 06:53:17
[quote2a75e69008="shamash"][quote2a75e69008="KeithA"]This would not be an open line of credit, correct?[/quote2a75e69008]
Why would a debit[/size2a75e69008] card open a line of credit[/size2a75e69008]?
A line of credit is something you get when you have patterns in your credit use (credit cards, borrowing money you don't have.)
A debit card is only for money you have available to you.[/quote2a75e69008]
Thank you for the bold and size 18.
I'm fully familiar with the differences between credit and debit cards, I just wanted to make sure that this would not open a line of credit in addition to the debit functionality. My [b2a75e69008]account[/b2a75e69008][/size2a75e69008] with Bank of America includes a nominal line of [b2a75e69008]credit[/b2a75e69008][/size2a75e69008], and I am not interested in another one of [b2a75e69008]those[/size2a75e69008][/b2a75e69008].
shamash
08-11-2005 06:56:02
I was just trying to point out the obvious differences so you could try and use your intuition to figure it out for yourself next time. Sorry that you didn't like my size 18.
And it wasn't bold.
KeithA
08-11-2005 06:58:22
[quoteea52a46a13="shamash"]I was just trying to point out the obvious differences so you could try and use your intuition to figure it out for yourself next time. Sorry that you didn't like my size 18.
And it wasn't bold.[/quoteea52a46a13]
thanks again[/sizeea52a46a13]
halfbreed
08-11-2005 07:06:29
I've been waiting for my card to come forever
shamash
08-11-2005 07:07:18
[quote1ecfc55841="halfbreed"]I've been waiting for my card to come forever[/quote1ecfc55841]
Usually takes around 2 weeks. I've been through 4 of them / They're really sparkly though, so it's cool when you get 'em.
jeegro
08-11-2005 07:17:56
My PP Debit Card gives me 1% Cashback as well.
shamash
08-11-2005 07:33:19
I think that's the paypal credit card.. debits dont usually give cashback.
jeegro
08-11-2005 07:37:39
I'm PayPal Preferred... I get 1% back on my debit purchases excluding purchases that require a PIN number to be entered. I also earn 3.89% on my balance monthly (money market).
x323smostwantedx
08-11-2005 10:29:06
Thanks eveyrbody for the help, I just ordered mine, hope ot get it soon
tsanghan
08-11-2005 11:53:01
i applied for my paypal debit card and it came in the mail like 1 week later its a life saver haha when your hungry
EatChex89
08-11-2005 14:27:43
i don't like the card look.. i use it for 80% of my purchases.. the other 20% is cash.
All my money goes into my paypal account, unless I receive cash from teaching piano lessons, etc.
comppimp
08-11-2005 14:42:02
[quote8e69b5a655="Mapik"][quote8e69b5a655="EatChex89"][quote8e69b5a655="shamash"]Also, you don't have to be 18 to have a debit. i've had my BoA one since i was 15 )[/quote8e69b5a655]
no for deibt you don't
but they do ID you for credit purchases... i mostly use credit since i get 1% cash back.[/quote8e69b5a655]
5% cashback for me. D[/quote8e69b5a655]
They've never offered 5% cashback on the debit card. The most was 1.5%, and whoever got the debit card before the rate was changed (like myself) is still on that 1.5% rate.
mikedb
08-11-2005 17:53:51
on a somewhat unrelated note, has ANYONE been able to get the online "shop anywhere" card? I have been trying at all times of the day for the last week, and so far, its a no go....
EatChex89
08-11-2005 18:02:58
[quoteafe1e856f5="mikedb"]on a somewhat unrelated note, has ANYONE been able to get the online "shop anywhere" card? I have been trying at all times of the day for the last week, and so far, its a no go....[/quoteafe1e856f5]
i used to use that all the time, but now i have no use for it.
ilanbg
08-11-2005 18:39:30
It didn't work for me when I tried.
EatChex89
08-11-2005 19:01:50
worked for me.
halfbreed
08-11-2005 19:28:30
[quote45c62fb647="shamash"][quote45c62fb647="halfbreed"]I've been waiting for my card to come forever[/quote45c62fb647]
Usually takes around 2 weeks. I've been through 4 of them / They're really sparkly though, so it's cool when you get 'em.[/quote45c62fb647]
Its been longer then 2 weeks >.<
x323smostwantedx
08-11-2005 19:46:27
I got denied for the card. I guess I wont be getting it. They said I dont have a long history and ive been a member for about 2 years.
bspence
09-11-2005 07:52:50
I have the paypal debit credit card.
It is awesome.
You can use it like a credit card to complete offers online and stuff, or just as a normal debit card for non-online use.
The paypal debit credit card is only available to respected paypal members that have beem members for more than a year and have a credit card and possibly a bank account I beleive hooked up to your account.
Admin
09-11-2005 08:51:34
that's not true... i got mine after about 90 days. all that matters is if you're verified (eg. cc and bank account attached) and have some volume in your history (eg. few hundred bucks).
mikedb
09-11-2005 09:51:20
my porblem is simply that when i apply for the card, I get a "Due to heavy site load.."
x323smostwantedx
09-11-2005 10:26:22
I am a premium user and have a bank account verified and I dont get accepted.