TheAlpaca
21-09-2005 21:14:17
Why are people afraid of credit card offers? Aren't they just free and you can cut up the card if you want? Is it just the slow credit?
Just checking in case there is something I don't know...
Peinecone
21-09-2005 21:36:18
My credit sucks too much to be approved.
But having extra credit cards can also hurt you credit rating.
CoMpFrEaK
21-09-2005 23:34:16
[quotefec7fbcece="TheAlpaca"]Why are people afraid of credit card offers? Aren't they just free and you can cut up the card if you want? Is it just the slow credit?
Just checking in case there is something I don't know...[/quotefec7fbcece]
Cause its too much to do, and not ot mention some of us are not of age yet.
justinag06
22-09-2005 01:52:37
plus they take like 1 month to go green, no one in a trade is going to wait that long at the minimum for a trade to be complete.
Zanadoo
22-09-2005 05:22:45
My friend just did a credit card offer and he greened in about 13 days. So it doesnt always take forever to credit.
silentvixen
22-09-2005 05:50:06
Like Peinecone said, doing that will really hurt your credit! They like to see you get a card and have it for at least 3 years.
SpaceSquad
22-09-2005 10:33:28
Credit cards aren't free......
the cc companies take a percentage of what you pay em back for the stuff you bought.
Peinecone
22-09-2005 10:42:17
[quote97a4330b37="SpaceSquad"]Credit cards aren't free......
the cc companies take a percentage of what you pay em back for the stuff you bought.[/quote97a4330b37]
Not True.
They don't charge any interest if you pay it off right away. And it doesn't cost anything to open a new card.
KeithA
22-09-2005 15:11:54
Many cards charge one-time account setup fees, and many have annual participation fees as well.
SpaceSquad
22-09-2005 15:47:43
yea, that was my point.
and it is true that like 50% of freebie people are like 15...and have to use their parents CC...lol
Sempuukyaku
01-10-2005 18:37:32
I hate credit cards....sorry.
ilanbg
01-10-2005 20:50:12
And yet, you seem to enjoy bumping old threads about them. wink
Sempuukyaku
01-10-2005 22:32:37
[quote90c784232f="ilanbg"]And yet, you seem to enjoy bumping old threads about them. wink[/quote90c784232f]
lol oops