I live in an apartment near school but the billing address for my credit card is still my parents house. Does anyone know if I can refer one of my parents since we technically have different addresses. Also, my girlfriend shares my apartment at school and has set it as her billing address, but her PERMANENT address (on her driver's license) is still her parents house. Can I refer her? It seems I should at least be able to refer one of the two since me, my parents, and my girlfriend aren't all part of the same household.